Savings Accounts
Savings Account Information
Savings Accounts
With a 4U CU savings account, it's easy to see what makes us so much better than a bank! For example, because credit unions are member-owned, returns on your deposits are typically higher than comparable bank products.
Primary Share Account
This is the first account every member must open to begin their membership with the credit union.
- $25 to open and maintain membership plus a one-time $1 membership fee
- $100 minimum to obtain the disclosed annual percentage yield
- Up to six (6) free withdrawals per month
- Dividends compounded and paid quarterly
- Quarterly statements
- Insured Funds
- Access allowed with an ATM card
Special Savings Account
Want to put some money away for that special vacation? Just need a separate account to save for Christmas? We have just the savings plan you need!
- $0 deposit required to open
- $100 minimum to obtain the disclosed annual percentage yield
- Up to six (6) free withdrawals per month
- Dividends compounded and paid quarterly
- Quarterly statements
- Insured Funds
IRA Share Account
Time to start saving for retirement? 4U CU offers two types of IRA Share Accounts, a Traditional IRA and a Roth IRA.
- $0 deposit required to open
- $0.01 minimum to obtain the disclosed annual percentage yield
- Dividends compounded and paid quarterly
- Quarterly statements
- Insured Funds
- Annual 1099-R Statements
- Annual FMV Statements
Kids Club Account
It's never too soon to teach our children the value of saving. For children from birth to 13 years of age, our youth savings account is fun and educational.
- $5 deposit required to open
- $0.01 minimum to obtain the disclosed annual percentage yield
- Dividends compounded and paid quarterly
- Quarterly Statements
- Credit Union sponsored activities
- Receive a piggy bank and savings passbook
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