Home > Rates
 

Rates

Effective as of: 1/1/2019
Truth-In-Savings Fee Schedule
Checking Account Fees
Check Printing$ vary upon styleSenior Ck Only - 1 Free box per year
Courtesy Pay$30.00per item
Money Market Transaction Fee$10.00 per item over allowed number of transactions
Non-Sufficient Funds (NSF)$30.00per item
Overdraft-Transfer Fee$5.00per transfer
Returned Item (3rd party)$5.00per item
Returned Item (self)$30.00per item
Service Charge - Bonus Checking$10.00per month if balance is below minimum
Service Charge - Business Checking $10.00per month
Service Charge - Fresh Start Checking$10.00 per month$7.50 per month with direct deposit
Service Charge - Money Market$10.00 per month if balance is below minimum
Service Charge - Enhanced Checking$8.00per month if balance is below minimum
 
Other Service Fees
Account Closure$15.00if closed within the first year
Account History Print Out$1.00per account
Account Reconciliation$25.00per hour
Cash Advance 3%of cash advance amount
Cashier's Check$2.00per check
Cashier's Check FREEmade payable to self or other FI
Check Copy$3.00per copy
Collection Item$12.00per item
Foreign ATMFREEexcludes ATM owner fee
Gift Card - MasterCard$2.50initial purchase
Inactive Bill Pay$4.95after 2 months of no bill pay activity
Inactive (Dormant) Account$10.00per month after 24 months no activity
Levy $25.00per levy
Member Check Cashing1% or $7 minless than $500, savings account only
Non-Member Check Cashing1% or $7 min
Reloadable MasterCard$5.00 initial purchase - other fees may apply
Reloadable Travel MasterCard$5.00 initial purchase - other fees may apply
Reloadable Youth MasterCard$5.00 initial purchase - other fees may apply
Returned Mail / Bad Address $5.00per month
Savings Account Excess (Reg D)$2.00per transaction over allowed 6 limit per month
Skip-a-Pay $30.00per loan
Statement Copy$3.00per copy
Paper Statement Fee$5.00per statement cycle (for memberships opened after 03/01/2018)
Teller Check$2.00per check
Teller CheckFREEpayable to self or other FI
Wire Transfer - Outgoing (domestic)$15.00per wire
Wire Transfer - Outgoing (international)$30.00per wire
 
EFT Fees
ACH Overdraft$30.00per item
ATM/Debit Card Replacement$5.00per card / unless fraud related replacement
Debit Card Overdraft$30.00per item
Overdraft Transfer$5.00per transfer
 
Safe Deposit Box Fees
Available at Gainesville and Whitesboro Branches
Annual RentRent due on anniversary of rental date
3 X 5 Box$25.00per year
3 X 10 Box$45.00per year
5 X 10 Box$55.00per year
10 X 10 Box$100.00per year
Change of Locks$175.00per lock
Drilling of Boxes$175.00per lock
 
Share Value / Membership Fee
Par Value of One Share$25.00per share membership
Membership Fee$1.00one time
 
ALL FEES SUBJECT TO CHANGE
 
 
This credit union is federally insured by the National Credit Union Administration.
  insured by the ncua   equal housing lender  
Privacy   Terms   Patriot Act
Funds Availability Policy