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Rates

Effective as of: September 14, 2022
Share Rates
SHARE CERTIFICATES
TERMMINIMUMDIVIDEND RATEAPY*
3 MONTH CD$1,000.000.25%0.25%
6 MONTH CD$1,000.000.30%0.30%
9 MONTH CD$1,000.000.35%0.35%
12 MONTH CD$1,000.001.00%1.00%
18 MONTH CD$1,000.000.80%0.80%
24 MONTH CD$1,000.001.00%1.00%
36 MONTH CD$1,000.001.25%1.25%
3 MO IRA CD$1,000.000.25%0.25%
6 MO IRA CD$1,000.000.30%0.30%
9 MO IRA CD$1,000.000.35%0.35%
12 MO IRA CD$1,000.001.00%1.00%
18 MO IRA CD$1,000.000.80%0.80%
24 MO IRA CD$1,000.001.00%1.00%
36 MO IRA CD$1,000.001.25%1.25%
 
We may impose a penalty if you withdraw funds from your account before the maturity date. The amount of the early withdrawal penalty is based on the term of your account. The penalty for terms of 12 months or less is 30 day’s dividends and the penalty for terms of longer than 12 months is 90 day’s dividends.
 
SHARE SAVINGS
MINIMUMDIVIDEND RATEAPY*
Savings$100.00 and up0.25%0.25%
IRA Share Savingsno minimum0.25%0.25%
 
SHARE DRAFT ACCOUNTS
ACCOUNT TYPEMINIMUMDIVIDEND RATEAPY*
Kasasa Cash up to $10,000** $ -0.15%0.15%
Free Checking $ -0.00% 0.00%
Enhanced Checking**$300.000.05%0.05%
Bonus Checking (grandfathered)**$2,500.000.15%0.15%
4U Checking$ -0.0%0.0%
Silver Checking (76 only)**$ -0.05%0.05%
Fresh Start Checking$ -0.0%0.0%
Small Business Checking**$ -0.05%0.05%
 
MONEY MARKET ACCOUNTS
MINIMUMDIVIDEND RATEAPY*
$2,000.00 and up0.05%0.05%
*APY - Annual Percentage Yield
**Effect of Fees: Fees incurred may reduce the earnings on the account.
 
 
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